I admit to being a technology lover, thus I always try to find technical methods to substitute traditional ways of doing any piece of work. Budgeting was one of such manual jobs that was both tedious and time consuming, however, with extensive search, I found Mvelopes.
Before recommending it, I decided to try it out, so I planned both a Personal Budget and a Family Budget. As for the first one, that was quite easy as all I had to do link my bank accounts to the system and then let it show everything in a financial statement form. The best thing about this is that I got to realize that I was spending a bit more than I was earning, which explained my shortage of cash.
After that, for both the Personal Budget and the Family Budget, I allocated sums in the system’s cash allotments, or envelopes, with every expense I could come up with. I could even assign which one would be paid automatically through Mvelopes Bill Pay function.
With an ease of access from cells or computer, Mvelopes tries to be wherever one would be while shopping so as to guide them whether that purchase is possible or not.